Tailored HVAC Financing, From Air Conditioning Repair Services To HVAC Installations

    Understanding the costs associated with air conditioning repair services or HVAC replacements, SubZero Heating and Air Conditioning facilitates flexible financing options for your comfort needs. We’ve partnered with Wright-Patt Credit Union, providing you with an easy and affordable way to finance your HVAC equipment.

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    reliable services, expert technicians, customer satisfaction
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    Straightforward Application Process

    Getting started is simple. Choose the amount you’d like to borrow, confirm your eligibility, and commence your application. You can start the application process here.


    Exciting Benefits

    One of the exciting benefits of financing your purchase with us is that it includes a deferred first payment for three months! This gives you more time to manage your finances while enjoying improved comfort in your home or business.

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    Rates and Terms

    Please note the interest rate and terms offered will be based on a credit review following your application.

    For residents or employees in the states and counties within Wright-Patt Credit Union Inc.’s territory, membership is required to qualify for this financing.

    What our customers are saying

    5 stars

    Excellent service he was quick and efficient.

    "I have a new HVAC company now Sub Zero! Excellent service he was quick and efficient. I received a quote from Logan Services and it was $1800 more they saved me so much $$. Thanks Steve at Sub Zero!"

    - Jon White

    5 stars

    Excellent company to work with

    "Excellent company to work with. Very accommodating to my work schedule. Showed me the problems with my system that prior repair techs failed to address. In fact they corrected several poor workmanship issues and got the 15 year old system run like new. Will definitely use them again and recommend them to others."

    - Chase Matthews

    5 stars

    Amazing service!

    "Amazing service! Steve was at my residence on time and problem fixed in less than 1/2 hour."

    - Todd Blair

    Contact Us For Affordable Financing For Your HVAC Needs

    We’re committed to helping you attain the comfort you deserve in an affordable manner, whether you are in need of air conditioning repair services or HVAC installations or replacements. Should you have any questions about our financing options, please drop us a line at (937) 553-0331 or email us at

    Take advantage of our flexible financing options; invest in your comfort with SubZero Heating and Air Conditioning.

    Get a Quote